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HDFC Bank tops in credit card spending despite RBI ban on issuing fresh cards
HDFC Bank remains at top of the list with a market share of 26.5% of the total credit card spending in the country.
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Here’s how to use your credit cards smartly
A credit card is directly related to your credit score, so there should not be a single room for error in its use.
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Six ways to make the most of your multiple credit cards
Credit card issuers offer cash backs, reward point programs and other benefits based on target consumer segments
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Golden rules for prudent handling of multiple credit cards
Credit card usage tips: Using a credit card without planning might create a debt burden on you
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Credit card against FDs: Check details and best offers
If you already have an existing FD in a bank, you can visit the nearest branch and apply for a credit card against it
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Missed your loan EMI payment? Know the consequences
The specifics vary according to the type of loan, but you can generally anticipate a bad reputation for your credit history if you missed EMI
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Should you take a loan to pay off your credit card dues?
A high interest rate on credit cards, as high as 40-50% per annum, along with late payment fees, is very difficult to handle for any individual
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Four-point guide to break the vicious circle of loans
Patience builds wealth, and purchases influenced by your friend, neighbor, office colleague or even you siblings may not help you
